One Tuesday evening you come home from work. Dead tired, briefcase in tow, and sporting a loose coffee-stained tie, you near your house to notice some peculiarities about your building: stationed out front are firetrucks and you aren't allowed past the caution tape. The windows are charred, the street is flooded, and you are sad. Not only have you lost your Yankees cap and brand new Wii console, but you haven't bought renter's insurance to recoup any of it.Everyone, please listen up. Get renter's insurance! I can't tell you how many stories I've heard of someone losing all of his or her worldly possessions and having no recourse, and also stories of people who had renter's insurance that saved their livelihood. One former client's building was condemned due to water damage to the foundation, and he was not even allowed in to pick up his things. He had expensive furniture, clothes, and electronics inside, and he couldn't get any of it. Luckily, his friendly insurance agent helped him pay for new things and a swift relocation to a great place (including the broker commission). This was a happy story, and it converted me into a hard-core proponent of renter's insurance.
Plus, it's cheap - usually under $200/year. And considering the true value of that policy if tragedy ever does strike, that's quite a bargain. Many landlords are even requiring it these days. I've heard good things about Allstate and StateFarm, so feel free to contact me if you need references. Until then, be safe, and protect yourself.
/ nyc residential / nyc midtown / nyc chelsea / nyc soho / nyc west village / nyc upper west side
Jake Nicholson
| Vice PresidentCharles Rutenberg Realty
127 East 56th Street, 4th Floor
New York, NY 10022
M: 917.280.
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